If you’re not yet pregnant but are thinking about doing so, consider taking out a short-term disability policy. The reason this is a good idea is that pregnancy and the postpartum period are often covered as one of the ‘disabilities’ you might suffer. Yes, it is an ugly way to call it, but if they give you money, then who cares, right?
Of course, you do want to check the policy carefully to make sure that it’s actually covered by the policy. Otherwise you’ll be in for an ugly surprise. But I’m sure you already knew that. Normally you can expect anywhere from 6 to 8 weeks to be covered by this type of policy.
Start doing something online for extra money
One of the greatest things about the time we’re living in is that you don’t have to get off the couch to get out into the work place. Just start working online and you’ll be able to make quite a bit of dough in certain fields.
There are quite a few things you can do. You can write, work as a graphics designer, program, help a company do their social media marketing, help companies that need texts translated into a foreign language and a lot more. Find out what you think you might be good at and start building up a portfolio today. Then, you’ll have that to fall back on when you go on maternity leave.
You can even keep it going after you go back to work (especially if you only go back part time) as the job can be done even while you’re watching your little one.
And who knows, maybe you’ll find out that this is a much better job then you were doing before!
